Advisory Board

David H. Cohen, Ph.D. — Chief Advisor for University Relations

David Cohen has had a distinguished 20-year career as a neuroscientist, followed by 17 years as a senior university administrator. At Northwestern University, he served as provost, after having been vice president for research and dean of the graduate school. Subsequently, he served as vice president for arts and sciences and dean of the faculty at Columbia University. He is currently holds appointments as professor of biological sciences and professor of psychiatry at Columbia.

David has held a number of elected offices in national and international organizations, including president of the Society for Neuroscience and chairman of the Association of American Medical Colleges. He has served on the boards of numerous organizations, including Argonne National Laboratory, Fermi National Accelerator Laboratory, Zenith Electronics and the Columbia University Press. He has also served extensively on the advisory committees of various organizations, including the National Institutes of Health, the National Science Foundation, the Department of Defense and the National Academy of Sciences. His current corporate board affiliations include service with Eduventures, Schiller International University and Thuris. His not-for-profit board affiliations include The Grass Foundation and Trevor Day School (Manhattan). He is a managing partner of Knowledge Investment Partners.
David holds a B.A. from Harvard University and a Ph.D. from the University of California, Berkeley.

Randall Corwin

Randall Corwin is a recognized tax law specialist. Randall has served as a partner at two major accounting firms. He is currently the tax director of Paul Scherer and Company, LLP, headquartered in New York City. He is a Certified Public Accountant and a member of the New York Bar Association.
Randall received his J.D. and LL.M. from New York University.

John R. Davis

With a background in engineering, finance and business management, John Davis brings an incredibly diverse skill set to Identity Theft 911. After a military career spent building and operating nuclear submarines for the U.S. Navy, John joined Stanford Federal Credit Union (SFCU), where he is currently president and chief executive officer. SFCU is among the largest 200 credit unions in the country and has proven itself a leader in technological innovation in the financial industry. Under John's direction, SFCU has pioneered technologies related to Web-based transactions, online account maintenance, account aggregation, anti-phishing and identity theft resolution.
John received a B.S. in engineering from the U.S. Naval Academy and an M.B.A. from Stanford University.

Paul Ferraro

Paul Ferraro has designed and implemented technology solutions for some of the most prominent players in the financial world, including UBS, PaineWebber and Novartis. As director of technology and co-founder of Vizor Software, Paul led the development of artificial intelligence products geared to boost the client retention and cross-marketing capabilities of financial institutions. Before joining the advisory board, Paul served as Identity Theft 911's chief software architect.
Paul holds a B.S. in computer science from Columbia University.

Sheriff Ralph Froehlich

Ralph Froehlich, first elected sheriff of Union County in 1977 and currently in his eleventh term, has served longer than any other sheriff in Union County history. Ralph began his career with the Elizabeth Police Department, working his way up to the rank of lieutenant before taking a brief hiatus to serve as a city councilman in Elizabeth. As sheriff of Union County, he established a canine search-and-rescue unit and a missing persons unit, and was instrumental in establishing the "Fingerprints on File" and "Play It Safe" programs to help protect young children. Suburban Crime Watch, Ralph's regular cable show, has been instrumental in apprehending more than 80 wanted murderers and other felons from Union County. Known for his personal integrity and progressive approach, Ralph has received six national awards for administrative leadership. He served three terms as president of the New Jersey Sheriff's Association, is vice president of the New Jersey County Officer's Association, and is a past president of the National Jail Managers' Association. He is also a member of the Judiciary/Sherriff Liaison Committee, which works to develop minimum standards of court security throughout New Jersey.
Sheriff Froehlich received a B.A. in sociology from Kean College.

Richard G. Hudak

Richard Hudak is a physical and data security expert with a long history of both public and corporate service. Richard began his career as a special agent for the FBI, where his duties ranged from background investigations for presidential appointments to federal criminal investigations and counterespionage. Assigned to the Bureau's Special Weapons Attack Team, he worked on airline anti-hijacking programs and conducted surveillance in the Caribbean. Joining Ackerman & Palumbo, Inc. in 1981, he provided executive protection planning, threat assessment, expertise on kidnap-extortion and physical security assessment to Fortune 500 companies with international operations. As director of corporate security for MBank, he was responsible for physical security, data security, executive protection and investigations. He planned, organized and managed international bank-security conferences for the Bank Administration Institute, where, as director of security programs, he conducted the nation's first research on ATM crime. During nine years as director of worldwide security for ITT Sheraton Hotels & Resorts, he established himself as an expert in hotel, resort and casino security. Richard is currently director of corporate security at Loews Corporation, with oversight for Loews Hotels, Bulova Watch Corporation, CNA Financial Corporation, Lorillard Tobacco, Diamond Offshore and Texas Gas.

Richard has served as an expert witness in security matters in U.S. District Court; he has written numerous articles, appeared on radio and television, and contributed to security conferences from Rome to Jakarta.
Richard received a B.A. from Harvard University and an M.A. from the InterAmerican University School of Law.

Richard J. Madden

Richard Madden's entrepreneurial and business development record speaks for itself. As chairman of Fleet Team, Inc. he raised capital and mentored a team that developed a transaction management system to integrate fleet managers with parts and service providers. Richard also served as the first chief executive officer of Adidas USA, the wholly owned affiliate of the massive German sporting goods company. While at Adidas, he managed over 600 employees, achieved record profits and sales, and planned the company's initial public offering and the merger of distributors. As president and chief executive officer of the French Tire Company, Richard developed Kleber's largest export market and eventually sold his company to Michelin. He also served as president of Nortron Corporation, the company responsible for the first electronic wheel balancing system, a technology that automated the entire tire-service industry. Richard composed the business plan, raised private capital and hired the team that captured major market share, leading to Nortron's acquisition by Sun Electric.

He currently serves as chairman of the Mars Management Company, a management consulting firm focusing on strategic planning, global expansion in the automotive aftermarket and sporting goods industries, and identity theft resolution.
Richard received his M.B.A. from Harvard University.

Deputy Chief James McMurray

James McMurray has spent 28 of his 34 years with the Los Angeles Police Department as a detective, a detective supervisor, or a detective executive, and is the only officer in the history of the force to become deputy chief by rising through the detective ranks. He joined the department in August 1969, working undercover even before graduating from the police academy, and has worked homicide, juvenile narcotics and in an anti-gang unit. He was instrumental in starting the Domestic Abuse Response Team (DART) and the Mid-Valley Jeopardy Foundation, an organization that gives "at risk" youths alternatives to joining gangs. Promoted to commander in 1995, he oversaw the operations of approximately 600 sworn and civilian personnel as commanding officer of the Detective Services Group. In 1997, he directed the activities of 1,700 officers, sergeants, detectives, lieutenants, captains and commanders as acting deputy chief for the Operations-Headquarters Bureau. James became deputy chief of the Los Angeles Police Department in 2003 and was assigned to lead the newly established Detective Bureau.

He has handled a number of extremely sensitive cases, including the North Hollywood Shootout, the murder of Ennis Cosby and the Rampart CRASH investigation.
James holds a B.A. from Ohio University and an M.P.A. from the University of Southern California.

Donald S. Nowicki

Donald S. Nowicki has been involved in the banking industry for nearly 30 years. He began his career in 1969 with Citibank, N.A. in New York. In 1978, he joined the Kenilworth State Bank as executive vice president and chief operating officer. Among his other executive responsibilities, he was in charge of all lending functions. In 1983, when the Kenilworth State Bank was merged into the United Counties Trust Company, he was appointed senior vice president and senior loan officer responsible for all loan functions. In 1988, Donald was appointed president and director of the United Counties Trust Company, as well as president and director of its parent company, United Counties Bancorporation, and all of its subsidiaries, including United Investment Corporation. He was responsible for the loan, trust, and government and employee relations divisions. In 1996, United Counties Bancorporation was merged with Meridian Bancorporation and Donald was designated president of Meridian Bank New Jersey. With the merger of Meridian Bancorporation and CoreStates of Philadelphia, he retired formally from the banking industry.

Since then, Donald has pursued diverse opportunities, notably as a business lender. He served as a principal at Progressive Financial Investments from March 2001 until December 2002. He is currently president and CEO of Nowicki Capital Group (NCG), an investment management company.

John Ulzheimer

John Ulzheimer is a nationally recognized expert on credit reporting, credit scoring and identity theft. He has held management positions with Equifax Credit Information Services and the Fair Isaac Corporation, inventors of the FICO Credit Scoring System. He is currently the president of both Credit.com Educational Services and the Ulzheimer Group, where he focuses on consumer education through his many publications and public appearances.

John is the author of the recently published You're Nothing But A Number: Why Achieving Great Credit Scores Should Be on Your List of Wealth Building Strategies, the consumer handbook Surviving Identity Theft, and The GetCreditWise Toolkit. He has appeared numerous times on CNBC, FOX, CNN and Oprah Winfrey's Oprah and Friends, which broadcasts on XM Satellite Radio. He has contributed content to Freddie Mac's "Know Your Score" campaign, Oprah's "Debt Diet" series and The Suze Orman Show. He is also a regular commentator on credit-related issues for major media outlets including CNBC, MarketWatch, MSNBC.com, USA TODAY, the Los Angeles Times, CNN.com, the New York Times, Money Magazine, American Banker, and the Wall Street Journal. John teaches an ongoing course on credit reporting and scoring at the Emory University Center for Lifelong Learning and is a regular guest lecturer at the University of Georgia in Athens.
John received a B.S. in criminal justice from the State University of West Georgia.
.
.